Explaining how bull market desensitizes investors to realistic returns; noting S&P averages 7-10% yearly.

10% yearly return on your money, really, really, really good. Bonds are really attractive right now, and they're offering 5%. So right now, we're living in a world where I think people's, people are desensitized to what are considered typical returns for investing. We're in a crazy bull run in equities. Everything seems to be going up. You have people like my brother who have turned, you know, their retirement account, they've doubled or tripled it, just buying anything, right? And they're, and people's minds are like, okay, well, I'm earning 20%, 30% a month. This is just going to go on forever.